Privacy Policy

At Send Now Pay Later (hereinafter referred to as "SNPL," "we," "our," or "us"), we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you use our Send Now Pay Later platform and related services. By using SNPL, you consent to the practices described in this policy.

1. Information We Collect

SNPL may collect the following types of information from you:

1.1 Personal Information

• Contact Information: This includes your name, email address, phone number, and mailing address.
• Financial Information: We collect payment and billing information, including credit card details or other payment method information.
• Account Information: Your SNPL account details, including username, password, and profile information.

1.2 Transaction Information

• Details about your transactions, including the amount, recipient, date, and time.
• Transaction history, including information about payments and transfers.

1.3 Usage Information

• Information about your interaction with the SNPL platform, such as log data, device information, and the pages you visit.
• Cookies and similar tracking technologies are used to collect this information.

1.4 Location Information

• With your consent, we may collect your geolocation data for purposes such as fraud prevention.

1.6 Communication Data

• Information about your interactions with our customer support or other communication channels.

How We Use Your Information

We use the information collected for the following purposes:

2.1 To Provide Services

• To process your transactions and provide the Send Now Pay Later services.
• To verify your identity and prevent fraud.
• To respond to your inquiries and provide customer support.

2.2 Personalization & Improvements

• To personalize your experience and improve our platform.
• To develop and enhance new features and functionalities.
• To conduct research and analysis to better understand user behavior and preferences.

2.3 Communication

• To send you service-related notifications, updates, and alerts.
• To provide promotional and marketing materials if you have consented to receive them.
• To send important account and security updates.

3. Sharing Your Information

We may share your information with third parties under the following circumstances:

3.1 Service Providers

We may share information with trusted third-party service providers who assist us in delivering and improving our services.

3.2 Legal and Regulatory Obligations

We may disclose information when required by law, court order, or to comply with other legal obligations.

3.3. Business Transactions

In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.

4. Security and Data Retention

We take the security of your information seriously and implement reasonable measures to protect it. We retain your information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy and as required by applicable laws.

5. Your Choices and Rights

You have the right to access, update, correct, or delete your personal information. You can also opt-out of marketing communications and manage your privacy settings in your SNPL account.

6. Changes to this Privacy Policy

We may update this Privacy Policy from time to time, and any changes will be posted on the SNPL website. We recommend reviewing this policy periodically to stay informed about how we collect and use your information.

7. Contact Us

If you have any questions or concerns about this Privacy Policy or your personal information, please contact us at [email protected].

By using the SNPL platform, you agree to the terms of this Privacy Policy. If you do not agree with the terms outlined here, please do not use our services.